Motorbike Finance
Craving the feel of the road as you cruise down the highway or longing to charge down rough dirt tracks? Motorbike finance can get you there. Speak to our experienced personal loan brokers today to find out how quickly your dream could become a reality
Australia’s most accessible financial broker
Motorbike finance in Australia
Australia has a wide range of options for financing your new or used motorbike. Instead of surrendering your savings, you can take out a motorbike loan and manage your finance in easy installments.
Whatever type of bike is your passion, we’ve got you covered.
How to finance a motorcycle
The motorbike finance process will vary from person to person depending on their own situation, requirements, and chosen lender. Generally, there are two ways you can finance a motorcycle – through a lender or broker.
Apply through a lender
To purchase a motorcycle, you can apply for a loan directly from a lender (such as a bank). Keep in mind this will involve doing your own research and carefully reviewing all the terms and conditions of the loan agreement.
Motorbike finance broker
A broker makes motorbike financing easy. They act as the middleman between you and the lender. Using a motorbike loan broker gives you access to a wide portfolio of lenders.
Instead of researching, selecting, and negotiating with a single lender yourself, a broker takes care of everything. Once they collect the necessary information from you, they review what options would fit your situation to find the most suitable one for you. Your broker can then negotiate to get you a loan deal that’s tailored to your individual situation.
Keep in mind that you will also need to pay a brokerage fee for their services.
Looking for expert finance brokers with over 20 years of experience? Our dedicated team at Oceania Finance are passionate about getting you a motorcycle loan that suits both your needs and budget.
Let’s talk loan details
Loan amounts |
Up to $150,000 |
Loan terms |
3, 5, and, 7 years (depending on the age of the asset) |
Loan types |
Secured and unsecured |
Repayments |
Weekly, fortnightly, and monthly |
Interest rate |
Fixed |
Motorbike Finance FAQs
If you haven’t used a finance broker before, you probably have some questions. Let’s help you get some answers.
Are motorcycles hard to finance?
Motorcycle finance can be more straightforward than other types of finance. However, it will depend on where you apply for a loan, what your financial and employment situation is, and how old the motorcycle is.
What credit score is needed to finance a motorcycle?
There’s no set minimum credit score that will guarantee approval for a motorcycle loan. However, having a ‘good’ credit score will be favourable to lenders. There are three main credit reporting agencies in Australia, with different credit score ranges:
You may still be able to get a motorcycle financing loan with a low credit score, depending on your situation. Talk to one of our finance brokers today to understand your options.
Do banks finance motorcycles?
Some banks will offer specialty motorcycle loans or offer personal or vehicle loans that you can use to purchase a motorcycle.
How long can I finance a motorcycle?
You can get a loan of 3, 5, or 7 years depending on the age of your motorcycle, how much it costs, and your financial situation.
Can I buy a used motorbike?
You can get a loan for both new and used motorbikes.
How much can I borrow?
You can borrow up to $150,000 on motorbike finance through Oceania Finance.
Why choose Oceania Finance?
Large network of specialist lenders
Fast, friendly service with access to lenders nationwide. We have a solution for every credit rating – great, good, average or bad.
Tailored loan solutions
Everybody’s finance needs are slightly different. We don’t just get you any old loan. We work hard to get you the ideal loan and secure it on your behalf.
Friendly, local expertise
Oceania Finance is a team of local finance brokers, not a faceless corporation. We’re just Aussies helping Aussies get finance!
Large network of specialist lenders
Fast, friendly service with access to lenders nationwide. We have a solution for every credit rating – great, good, average or bad.
Tailored loan solutions
Everybody’s finance needs are slightly different. We don’t just get you any old loan. We work hard to get you the ideal loan and secure it on your behalf.
Friendly, local expertise
Oceania Finance is a team of local finance brokers, not a faceless corporation. We’re just Aussies helping Aussies get finance!
Our Process
Step 1
Submit basic information.
Step 2
One of our expert brokers contacts you for more information.
Step 3
We review lenders and negotiate to find the best loan for you.
Step 4
We file the application on your behalf.