Australia’s most accessible financial broker

Let’s talk loan details

Loan amounts

Up to $500,000

Loan terms

4 years

Loan types

Secured and unsecured

Repayments

Weekly, monthly, and fortnightly

Interest rate

Fixed

Low Doc Loan FAQs

If you haven’t used a finance broker before, you probably have some questions. Let’s help you get some answers.

What is the difference between a full doc and low doc loan?

A full doc loan is a ‘standard’ loan that requires specific documentation, like income statements and payslips. Whereas a low doc loan provides an alternative, non-traditional way for businesses to provide evidence of their creditworthiness.

Can you get a low doc loan for debt consolidation?

Yes, you can get a low doc loan to consolidate debt.

Do low doc loans have high interest rates?

Yes, low doc business loans tend to have slightly higher interest rates than standard loans. There are, however, many factors that influence interest rates. And a loan broker may be able to negotiate a lower interest rate for you, depending on your circumstances.

Is it hard to get a low doc loan?

It isn’t necessarily any harder to get a low doc loan compared with a standard business loan. The process requires different documentation and more consideration of other factors like assets and liabilities.

A loan broker can help you apply for a low doc loan and make sure you get all the information correct the first time around to make the process easier.

How can I get a business loan with no documents?

Yes, you can apply for a low doc loan. A low doc business loan enables you to get a loan for your business without all of the usual documentation.

How much can I borrow if I am self-employed?

You can borrow up to $500,000 with a low doc loan through Oceania Finance.

Why choose Oceania Finance?

Large network of specialist lenders

Fast, friendly service with access to lenders nationwide. We have a solution for every credit rating – great, good, average or bad.

Tailored loan solutions

Everybody’s finance needs are slightly different. We don’t just get you any old loan. We work hard to get you the ideal loan and secure it on your behalf.

Friendly, local expertise

Oceania Finance is a team of local finance brokers, not a faceless corporation. We’re just Aussies helping Aussies get finance!

Large network of specialist lenders

Fast, friendly service with access to lenders nationwide. We have a solution for every credit rating – great, good, average or bad.

Tailored loan solutions

Everybody’s finance needs are slightly different. We don’t just get you any old loan. We work hard to get you the ideal loan and secure it on your behalf.

Friendly, local expertise

Oceania Finance is a team of local finance brokers, not a faceless corporation. We’re just Aussies helping Aussies get finance!

Our Process

Step 1

Submit basic information.

Step 2

One of our expert brokers contacts you for more information.

Step 3

We review lenders and negotiate to find the best loan for you.

Step 4

We file the application on your behalf.