Australia’s most accessible financial broker

Let’s talk loan details

Loan amounts

Up to $65,000

Loan terms

3, 5, and 7 years

Loan types

Secured and unsecured

Loan types

Weekly, fortnightly, and monthly

Interest rate

Fixed

Loan example: For a borrower with good credit, a loan of $17,000 over a 3 year term, with an interest rate of 9.99% p.a. (comparison rate 12.46% p.a.) and a $250 establishment fee, the monthly repayment would be $602.53 and the total cost over the life of the loan (including the establishment fee) would be $21,691.08.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Available personal loans

oceania finance - dental loans

Dental Loans

Don’t put off to tomorrow what needs to be done today. A dental loan gives you the money you need to keep your smile healthy and beautiful. A dental loan gives you the money you need to keep your smile healthy and beautiful. Keep reading to learn more about medical loans for oral health or speak to one of our finance brokers.

oceania finance - medical loan

Medical Loans

Taking care of your medical and physical wellbeing is important. So when an unexpected surgery or procedure comes up, don’t postpone it – get a medical loan. Oceania Finance’s expert personal loan brokers are here to help you.

holiday loan - oceania finance

Holiday Loans

There’s nothing like the ideal holiday to help you relax and rejuvenate. Finance your travel with a personal holiday loan to start enjoying that dream getaway. Our personal loan brokers are here to help you find the best loan option and answer any questions.

Wedding Loans

Financing your dream wedding has never been easier. Ditch the stress and get the wedding you deserve with help from a wedding loan. Speak to one of our expert personal loan brokers today.

Renovation Loans

Transform your house into your dream home or make those much-needed repairs with a Renovation Loan.

Personal loan FAQs

If you haven’t used a finance broker before, you probably have some questions. Let’s help you get some answers.

Personal loan broker vs bank loan broker, which is better to go through?

A broker has access to a wide range of lenders, so there are more finance options that they review. Also, as responsible lenders, under the National Consumer Credit Protection Act 2009, they are obligated to find you the best option for your circumstances. Whereas a bank broker works for the bank and can only review the loan options offered by that bank.

How much is a broker fee?

It will depend on what broker you go through. Some brokers offer set fees or rates for their brokerage services. At Oceania Finance, we prioritise personal service, so the fee will depend on the unique service provided.

What’s the easiest type of personal loan to get?

Secured personal loans are the easiest type of personal loan to get because there is less risk involved for the lender. So, they are typically more willing to approve loans and lend larger amounts.

Why choose Oceania Finance?

Large network of specialist lenders

Fast, friendly service with access to lenders nationwide. We have a solution for every credit rating – great, good, average or bad.

Tailored loan solutions

Everybody’s finance needs are slightly different. We don’t just get you any old loan. We work hard to get you the ideal loan and secure it on your behalf.

Friendly, local expertise

Oceania Finance is a team of local finance brokers, not a faceless corporation. We’re just Aussies helping Aussies get finance!

Large network of specialist lenders

Fast, friendly service with access to lenders nationwide. We have a solution for every credit rating – great, good, average or bad.

Tailored loan solutions

Everybody’s finance needs are slightly different. We don’t just get you any old loan. We work hard to get you the ideal loan and secure it on your behalf.

Friendly, local expertise

Oceania Finance is a team of local finance brokers, not a faceless corporation. We’re just Aussies helping Aussies get finance!

Our Process

Step 1

Submit basic information.

Step 2

One of our expert brokers contacts you for more information.

Step 3

We review lenders and negotiate to find the best loan for you.

Step 4

We file the application on your behalf.