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Australia’s most accessible financial broker

Learn about the different types of business finance

oceania finance - business vehicle finance

Business Vehicle Finance

Whether you need a permanent vehicle or something more temporary, we’ve got a business vehicle finance option for you. Speak to our experienced business loan brokers today.

oceania finance - cash flow finance

Cash Flow

Keep your business operations running smoothly with cash flow finance. Speak to one of our experienced business loan brokers today.

Business expansion loans | Oceania Finance

Business Expansion Loan

When you’re ready to grow, a business expansion loan can give you the capital boost you need. Contact one of our experienced business loan brokers today to get started.

small business loans | Oceania Finance

Small Business Loans

Take your business to the next level with a small business loan. Chat with one of our experienced business loan brokers to get started.

Line of Credit Loan | Oceania Finance

Line of Credit Loan

Enjoy the flexibility of a revolving line of credit loan and manage planned and unplanned business expenses with ease. Chat with one of our experienced business finance brokers to get started today.

 

oceania-finance-low-doc

Low Doc

Don’t have the usual documents or simply want to avoid the hassle of a full doc loan? A low doc business loan is your flexible finance solution. Apply through our business loan brokers today.

Oceania finance - agriculture finance

Agriculture

Get specialised agriculture finance to expand your operations, meet seasonal cash flow needs, lease or buy farm equipment, and cover any other business need. Speak to our business loan brokers today.

oceania-finance-equipment-finance

Equipment

Update, upscale, or upgrade your business with an equipment loan. Speak to our experienced business loan brokers about your application.

bus & coach fiance | Oceania Finance

Bus and Coach Finance

Get your business into gear with bus and coach finance for new or used vehicles. Oceania Finance loan brokers are here to keep things running smoothly and get you tailored finance solutions. Contact us today to get started.

chattel mortgages | Oceania Finance

Chattel Mortgages

Need to purchase a company car or looking to acquire vital equipment for your business? Oceania Finance is here to help. Our experienced mortgage brokers can help find the right chattel mortgage to suit your needs.

Business loan broker FAQs

If you haven’t used a finance broker before, you probably have some questions. Let’s help you get some answers.

Is a business loan secured or unsecured?

You can get either a secured or unsecured business loan.

Why was my business loan rejected?

There are a number of reasons why a commercial loan gets rejected. One of the most common is that you may not meet the minimum credit score requirement. Each lender has different requirements for credit history and rating, which is why it is important to check before applying.

A business loan broker will check all requirements for you so you don’t apply for a loan you are not likely to get.

Where can I get a business loan?

Oceania Finance’s commercial loan brokers operate nationally and service all of Australia, including, Sydney, Melbourne, Brisbane, Adelaide, Hobart, and Perth.

Will a business loan affect getting a mortgage?

Business finance loans can affect your chances of getting a mortgage in the same way as other types of loans. Which means the loan will affect your credit history and score. So, if you make repayments on time and eventually settle the loan it will have a positive impact and vice versa.

Why choose Oceania Finance?

Business-Loans-Large- network-of-specialist-lenders-Oceania-Finance

Large network of specialist lenders

Fast, friendly service with access to lenders nationwide. We have a solution for every credit rating – great, good, average or bad.

Tailored loan solutions

Tailored loan solutions

Everybody’s finance needs are slightly different. We don’t just get you any old loan. We work hard to get you the ideal loan and secure it on your behalf.

vehicle finance - friendly, local expertise at Oceania Finance

Friendly, local expertise

Oceania Finance is a team of local finance brokers, not a faceless corporation. We’re just Aussies helping Aussies get finance!

Large network of specialist lenders

Fast, friendly service with access to lenders nationwide. We have a solution for every credit rating – great, good, average or bad.

Tailored loan solutions

Everybody’s finance needs are slightly different. We don’t just get you any old loan. We work hard to get you the ideal loan and secure it on your behalf.

Friendly, local expertise

Oceania Finance is a team of local finance brokers, not a faceless corporation. We’re just Aussies helping Aussies get finance!

how do i apply for a car loan? - our application process

Our Process

Step 1

Submit basic information.

Step 2

One of our expert brokers contacts you for more information.

Step 3

We review lenders and negotiate to find the best loan for you.

Step 4

We file the application on your behalf.