Australia’s most accessible financial broker

Learn about the different types of business finance

oceania finance - business vehicle finance

Vehicle

Whether you need a permanent vehicle or something more temporary, we’ve got a business vehicle finance option for you. Speak to our experienced business loan brokers today.

oceania finance - cash flow finance

Cash Flow

Keep your business operations running smoothly with cash flow finance. Speak to one of our experienced business loan brokers today.

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Low Doc

Don’t have the usual documents or simply want to avoid the hassle of a full doc loan? A low doc business loan is your flexible finance solution. Apply through our business loan brokers today.

Oceania finance - agriculture finance

Agriculture

Get specialised agriculture finance to expand your operations, meet seasonal cash flow needs, lease or buy farm equipment, and cover any other business need. Speak to our business loan brokers today.

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Equipment

Update, upscale, or upgrade your business with an equipment loan. Speak to our experienced business loan brokers about your application.

Business loan broker FAQs

If you haven’t used a finance broker before, you probably have some questions. Let’s help you get some answers.

Is a business loan secured or unsecured?

You can get either a secured or unsecured business loan.

Why was my business loan rejected?

There are a number of reasons why a commercial loan gets rejected. One of the most common is that you may not meet the minimum credit score requirement. Each lender has different requirements for credit history and rating, which is why it is important to check before applying.

A business loan broker will check all requirements for you so you don’t apply for a loan you are not likely to get.

Where can I get a business loan?

Oceania Finance’s commercial loan brokers operate nationally and service all of Australia, including, Sydney, Melbourne, Brisbane, Adelaide, Hobart, and Perth.

Will a business loan affect getting a mortgage?

Business finance loans can affect your chances of getting a mortgage in the same way as other types of loans. Which means the loan will affect your credit history and score. So, if you make repayments on time and eventually settle the loan it will have a positive impact and vice versa.

Why choose Oceania Finance?

Large network of specialist lenders

Fast, friendly service with access to lenders nationwide. We have a solution for every credit rating – great, good, average or bad.

Tailored loan solutions

Everybody’s finance needs are slightly different. We don’t just get you any old loan. We work hard to get you the ideal loan and secure it on your behalf.

Friendly, local expertise

Oceania Finance is a team of local finance brokers, not a faceless corporation. We’re just Aussies helping Aussies get finance!

Large network of specialist lenders

Fast, friendly service with access to lenders nationwide. We have a solution for every credit rating – great, good, average or bad.

Tailored loan solutions

Everybody’s finance needs are slightly different. We don’t just get you any old loan. We work hard to get you the ideal loan and secure it on your behalf.

Friendly, local expertise

Oceania Finance is a team of local finance brokers, not a faceless corporation. We’re just Aussies helping Aussies get finance!

Our Process

Step 1

Submit basic information.

Step 2

One of our expert brokers contacts you for more information.

Step 3

We review lenders and negotiate to find the best loan for you.

Step 4

We file the application on your behalf.