Australia’s most accessible financial broker

Let’s talk loan details

Loan amounts

Up to $65,000

Loan terms

3, 5, and 7 years

Loan types

Secured and unsecured

Repayments

Weekly, fortnightly, and monthly

Interest rate

Fixed

Holiday Loan FAQs

If you haven’t used a finance broker before, you probably have some questions. Let’s help you get some answers.

Can a debt consolidation loan be used for a holiday?

A debt consolidation loan can be used to combine your debt into one loan and fund your holiday. So, instead of taking out an additional loan and paying more fees and interest, you can manage your debt in one easy payment.

Can you use a personal loan for a holiday?

Yes, you can use a personal loan for a holiday. Personal loans do not come with restrictions around what they can be used for.

Can I get a holiday loan with bad credit?

Most lenders require a good or average credit score. However depending on how much you want to borrow, and what other assets and liabilities you have, we may still be able to help.

Is a travel loan secured or unsecured?

You can get both secured and unsecured travel loans with Oceania Finance.

Will a personal travel loan affect my credit score?

A travel loan can improve your credit score over time if you make repayments on time and settle your loan. But it can also negatively impact your credit score if you fail to make repayments.

Is it hard to get a holiday loan?

With Oceania Finance it’s easy to get a personal loan for your holiday. After we’ve gathered some information from you, our expert loan brokers will review your options and find a tailored finance solution.

We take care of the whole application process so you can sit back and relax. Simply fill in the form at the top of the page or contact us to get started.

Why choose Oceania Finance?

Large network of specialist lenders

Fast, friendly service with access to lenders nationwide. We have a solution for every credit rating – great, good, average or bad.

Tailored loan solutions

Everybody’s finance needs are slightly different. We don’t just get you any old loan. We work hard to get you the ideal loan and secure it on your behalf.

Friendly, local expertise

Oceania Finance is a team of local finance brokers, not a faceless corporation. We’re just Aussies helping Aussies get finance!

Large network of specialist lenders

Fast, friendly service with access to lenders nationwide. We have a solution for every credit rating – great, good, average or bad.

Tailored loan solutions

Everybody’s finance needs are slightly different. We don’t just get you any old loan. We work hard to get you the ideal loan and secure it on your behalf.

Friendly, local expertise

Oceania Finance is a team of local finance brokers, not a faceless corporation. We’re just Aussies helping Aussies get finance!

Our Process

Step 1

Submit basic information.

Step 2

One of our expert brokers contacts you for more information.

Step 3

We review lenders and negotiate to find the best loan for you.

Step 4

We file the application on your behalf.