Australia’s most accessible financial broker

Let’s talk loan details

Loan amounts

Up to $110,000

Loan terms

3, 5, and 7 years (depending on the age of the asset)

Loan types

Secured and unsecured

Repayments

Weekly, fortnightly, and monthly

Interest rate

Fixed

Boat Finance FAQs

If you haven’t used a finance broker before, you probably have some questions. Let’s help you get some answers.

Do you need a loan to buy a boat?

Boats are an expensive asset and it can be a good idea to use a loan rather than pay the full cost upfront. If you have the disposable income to spare and don’t foresee any potential need to use it anytime soon, then paying out of pocket might be a good option for you.

Are boats easy to finance?

If you handle the entire finance process yourself, it can be quite a complicated, lengthy process. So you will need to do proper research before applying or entering into any agreements.

Alternatively, the loan process becomes much more straightforward and streamlined through the help of a loan broker. But be aware that you will need to pay a brokerage fee for the services of a finance broker. Even so, they can save you money by ensuring the loan agreement is tailored to your individual circumstances and aligns properly with your needs.

Can you finance a used boat?

Yes, you can finance both new and used boats.

How long can you finance a boat?

Depending on the age of the boat, you can get a boat loan term of 3, 5, or 7 years through Oceania Finance.

What type of boat can I finance?

You can finance any type of boat through Oceania Finance as long as it’s within the right age limit. The maximum possible age of a boat to get a loan through Oceania Finance is 20 years old (at the end of the loan term).

Can I buy a boat for my business?

Yes, you can finance both consumer and commercial or business boats.

Why choose Oceania Finance?

Large network of specialist lenders

Fast, friendly service with access to lenders nationwide. We have a solution for every credit rating – great, good, average or bad.

Tailored loan solutions

Everybody’s finance needs are slightly different. We don’t just get you any old loan. We work hard to get you the ideal loan and secure it on your behalf.

Friendly, local expertise

Oceania Finance is a team of local finance brokers, not a faceless corporation. We’re just Aussies helping Aussies get finance!

Large network of specialist lenders

Fast, friendly service with access to lenders nationwide. We have a solution for every credit rating – great, good, average or bad.

Tailored loan solutions

Everybody’s finance needs are slightly different. We don’t just get you any old loan. We work hard to get you the ideal loan and secure it on your behalf.

Friendly, local expertise

Oceania Finance is a team of local finance brokers, not a faceless corporation. We’re just Aussies helping Aussies get finance!

Our Process

Step 1

Submit basic information.

Step 2

One of our expert brokers contacts you for more information.

Step 3

We review lenders and negotiate to find the best loan for you.

Step 4

We file the application on your behalf.