Australia’s most accessible financial broker

Let’s talk loan details

Loan amounts

Up to $250,000

Loan terms

4 years

Loan types

Secured and unsecured

Repayments

Weekly, fortnightly, and monthly

Interest rate

Fixed

Cash Flow Finance FAQs

If you haven’t used a finance broker before, you probably have some questions. Let’s help you get some answers.

How much can I borrow?

You can borrow up to $250,000 to finance your cash flow through Oceania Finance.

Cash flow finance vs asset-based finance

When you get cash flow finance, it’s based on the expected cash flow of your business. In contrast, an asset-based loan is backed by your company’s tangible assets, like equipment, or real estate. Both finance options can be secured or unsecured.

What does negative cash flow mean?

Your cash flow can either be positive or negative. If you have more money flowing into your business than out of it over a set period of time, then it is a positive cash flow. And if you have more money going out of your business than coming into it, you have a negative cash flow.

Why choose Oceania Finance?

Large network of specialist lenders

Fast, friendly service with access to lenders nationwide. We have a solution for every credit rating – great, good, average or bad.

Tailored loan solutions

Everybody’s finance needs are slightly different. We don’t just get you any old loan. We work hard to get you the ideal loan and secure it on your behalf.

Friendly, local expertise

Oceania Finance is a team of local finance brokers, not a faceless corporation. We’re just Aussies helping Aussies get finance!

Large network of specialist lenders

Fast, friendly service with access to lenders nationwide. We have a solution for every credit rating – great, good, average or bad.

Tailored loan solutions

Everybody’s finance needs are slightly different. We don’t just get you any old loan. We work hard to get you the ideal loan and secure it on your behalf.

Friendly, local expertise

Oceania Finance is a team of local finance brokers, not a faceless corporation. We’re just Aussies helping Aussies get finance!

Our Process

Step 1

Submit basic information.

Step 2

One of our expert brokers contacts you for more information.

Step 3

We review lenders and negotiate to find the best loan for you.

Step 4

We file the application on your behalf.