Australia’s most accessible financial broker

Let’s talk loan details

Loan amounts

Up to $500,000

Loan terms

5 years

Loan types

Secured and unsecured

Repayments

Monthly

Interest rate

Fixed

Equipment Loan FAQs

If you haven’t used a finance broker before, you probably have some questions. Let’s help you get some answers.

Can you refinance an equipment loan?

Yes, you can. Talk with one of our expert loan brokers today to get the loan process started.

Is it hard to get equipment financing?

It’s easy to get business equipment financing with Oceania Finance. Our loan brokers are financial specialists with over 20 years of experience providing fast easy finance solutions.

What credit score do you need for equipment financing?

Every lender is different and will have different eligibility requirements. But, generally, you’ll want to have at least a ‘good’ credit score of 600 or above. Having a score below will limit your borrowing options. If you apply directly through a lender, you’ll need to do your research to make sure you meet their credit eligibility criteria before you apply.

The benefit of a broker is that they can find you a loan to suit your credit rating. So, even if you don’t have the best credit score they may still be able to help you finance your home renovations.

Keep in mind that lower credit ratings usually come with higher interest rates due to the higher risk to the lender.

Why choose Oceania Finance?

Large network of specialist lenders

Fast, friendly service with access to lenders nationwide. We have a solution for every credit rating – great, good, average or bad.

Tailored loan solutions

Everybody’s finance needs are slightly different. We don’t just get you any old loan. We work hard to get you the ideal loan and secure it on your behalf.

Friendly, local expertise

Oceania Finance is a team of local finance brokers, not a faceless corporation. We’re just Aussies helping Aussies get finance!

Large network of specialist lenders

Fast, friendly service with access to lenders nationwide. We have a solution for every credit rating – great, good, average or bad.

Tailored loan solutions

Everybody’s finance needs are slightly different. We don’t just get you any old loan. We work hard to get you the ideal loan and secure it on your behalf.

Friendly, local expertise

Oceania Finance is a team of local finance brokers, not a faceless corporation. We’re just Aussies helping Aussies get finance!

Our Process

Step 1

Submit basic information.

Step 2

One of our expert brokers contacts you for more information.

Step 3

We review lenders and negotiate to find the best loan for you.

Step 4

We file the application on your behalf.