Australia’s most accessible financial broker

Let’s talk loan details

Loan amounts

Up to $65,000

Loan terms

3, 5, and 7 years

Loan types

Secured and unsecured

Repayments

Weekly, fortnightly, and monthly

Interest rate

Fixed

Wedding Loan FAQs

If you haven’t used a finance broker before, you probably have some questions. Let’s help you get some answers.

Do people take out loans for weddings?

According to a government survey, 60% of couples take out a personal loan to help pay for their wedding.

What is the interest rate on wedding loans?

The interest rate depends on the lender, loan term, your repayment schedule, fortnightly, or monthly, your credit score, and how much you are borrowing.

Is it possible to get a loan without collateral?

Yes, at Oceania Finance we have lenders offering both secured and unsecured personal loans for weddings.

Wedding loan vs personal loan

A wedding loan is a type of personal loan. Both secured and unsecured loans are available to finance weddings, with weekly, fortnightly, or monthly repayments options.

Do banks give loans for weddings?

You can get a personal loan for a wedding from most banks in Australia.

Is the interest on wedding loans tax deductible?

No, as it is not a business expense you cannot get a tax deduction on the interest on your wedding loan.

What credit score will I need to get a wedding loan?

Most lenders require you to have a good or average credit rating or higher. However, it will depend on the lender, how much you want to borrow, and whether you want a secured or unsecured loan.

Lenders use different scoring ranges, so make sure to check before you apply so you know you meet their eligibility requirements.

How long does it take to pay off a wedding loan?

You can get a loan term of between 1-7 years with Oceania Finance.

Why choose Oceania Finance?

Large network of specialist lenders

Fast, friendly service with access to lenders nationwide. We have a solution for every credit rating – great, good, average or bad.

Tailored loan solutions

Everybody’s finance needs are slightly different. We don’t just get you any old loan. We work hard to get you the ideal loan and secure it on your behalf.

Friendly, local expertise

Oceania Finance is a team of local finance brokers, not a faceless corporation. We’re just Aussies helping Aussies get finance!

Large network of specialist lenders

Fast, friendly service with access to lenders nationwide. We have a solution for every credit rating – great, good, average or bad.

Tailored loan solutions

Everybody’s finance needs are slightly different. We don’t just get you any old loan. We work hard to get you the ideal loan and secure it on your behalf.

Friendly, local expertise

Oceania Finance is a team of local finance brokers, not a faceless corporation. We’re just Aussies helping Aussies get finance!

Our Process

Step 1

Submit basic information.

Step 2

One of our expert brokers contacts you for more information.

Step 3

We review lenders and negotiate to find the best loan for you.

Step 4

We file the application on your behalf.