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Frequently Asked Questions

If you haven’t used a finance broker before, you probably have some questions. Let’s help you get some answers.

Does Oceania Finance have a finance broker near me?

Oceania Finance is a team of Australian loan experts, so chances are we have a broker near you. Hit the ‘enquire now’ button to speak to one of our specialists today.

I’ve been rejected by the bank – can you help me?

Absolutely! We have a large network of specialist lenders nationwide, which means the chances of us being able to secure a suitable loan for you, even if you’ve been rejected by your bank, are very high. We pride ourselves on being able to help Aussies with any credit rating – great, good, average or bad.

How much can I borrow if I am self-employed?

You can borrow up to $500,000 with a low doc loan through Oceania Finance.

What is the difference between a full doc and low doc loan?

A full doc loan is a ‘standard’ loan that requires specific documentation, like income statements and payslips. Whereas a low doc loan provides an alternative, non-traditional way for businesses to provide evidence of their creditworthiness.