Where To Get Help With Medical Bills
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Read moreAustralia’s most accessible financial broker
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Read moreHome equity is the current value of your property less any amount you still owe. For example, if your property is worth $800,000 but you still owe $200,000 on your home loan, then your home equity would be $600,000.
While it can be more difficult to get approved, it is possible to get a renovation loan with a bad credit score. However, it’s important to remember that each time you submit a loan application, a hard check is performed on your credit history. Hard checks can temporarily lower your credit score. So consulting a personal loan broker before submitting any applications can be a great way to gauge the likelihood of approval without impacting your credit score.